Cashplus Pots

Your questions answered

  • Cashplus Pots are available to Cashplus business customers only. Anyone who has a Business Go, Business Extra, or Business Premier account can access pots.

  • You can create a pot via the latest version of our app or online banking. Log in to your account and click on ‘create pot’.

  • Your money will always be protected up to £85,000 by the FSCS (Financial Services Compensation Scheme). £85,000 covers the amount protected from all your accounts and pots at Cashplus.

  • Simply go to your pot and top up from your main account.

  • Your pot is a separate place to store money. If you want to make a payment from your account, you can’t do it through your pot. You will need to make sure you have enough money in your main account to make the payment.

  • No. You can manually transfer money from your pot into your business current account instantly and then make a payment at a time that suits you.

  • No. Pots are not a savings account. It’s a place for you to set aside money in a way that suits you. You can put money in when you want and take money out instantly. You can use the money you have set aside for unexpected expenses, taxes, to do lists, and business goals.

  • There is no minimum amount. The maximum amount of money that you can set aside in a pot is £500,000.

  • If a transaction shows as pending in your pot, this may be due to a delay in processing the request. In the unlikely event this happens, we’ll investigate and send you a push notification through the Cashplus app or SMS once it’s fixed depending on your notification settings.

  • You can create one pot. Multiple pots are coming soon. If you want to open a new pot, you can close your current pot and reopen a new one at any time.

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK.

For full website terms including information on Cashplus Bank, Mastercard and use of Trademarks, please see our full legal disclosures at

Advanced Payment Solutions Limited (APS), trading as Cashplus Bank, is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). APS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.

APS provides credit facilities subject to approval and affordability, and where accounts continue to meet APS credit criteria.

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