Faster and easier business banking

The future of banking is here – and we’re already integrating it into our systems so you can reap the benefits.

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Save time, money and reduce human error through digital tools that integrate 24/7 to improve and refine your financial behaviours. 

Get ready for Open Banking

With Open Banking it’s never been easier to stay in complete control of your money, from managing payments to staying secure and making the most of every penny and pound.

How are we using Open Banking?

With Open Banking still in its infancy, we're building a solid foundation to start with. This means customers can share certain parts of their Cashplus Account and payment information with any regulated third party provider (often called a TPP) listed on the Open Banking Directory

Through Open Banking our customers can now:

Share account information

  • Account name, number and sort code
  • Account balance and statements
  • Information on scheduled payments, Direct Debits and standing orders
  • Details of regular account transactions

Make payments

  • Allow TPPs like retailers to ask for payment direct from a Cashplus Account when buying goods and services from them through Open Banking. This would be a one-off, immediate payment rather than an ongoing authorisation for recurring payments. 

Cashplus APIs

We’ve created a suite of fully integrated digital tools that are designed to add value to your customer proposition. The Cashplus Open Banking APIs work seamlessly and in sync with your websites, apps and office back-end systems.

 

Payments API

Send batch or single payments at low cost

Want to integrate fast, low-cost payroll or supplier payments into your customer offering? Our Payments API lets you offer integrated and automated single, bulk and batch payments quickly, saving you up to 45% on transaction fees.* Join some of the UK's leading Payroll Platforms by integrating flawlessly with your business app, website or backend.

 

Applications API

Create new accounts in seconds

Give your clients and customers instant, easy access to Cashplus Business Current Accounts they can open in seconds direct from your platform or app. Integrate account opening, expand your customer offering and maximise your business potential.

 

 

 

Accounts API

Real-time transaction and balance

Connect your clients’ Cashplus business accounts to your platform or app for real-time financial analysis with automated reconciliation. From checking account balances to tracking transactions and managing spending, our Accounts API integrates seamlessly.

 

 

 

Try us out

Get access to the Cashplus sandbox and start developing your apps against test data in a live exact replica production environment. Designed and built by developers with RESTful Web API services and the swagger Toolset. 

 

Ask an expert

If you'd like to know more about how Cashplus APIs can help your business deliver faster, more reliable and secure payment and payroll solutions, speak to one of our business development team today.

 

*The average savings for Cashplus corporate customers is 45%, lowering the average faster payment transaction fee by £0.48. Potential savings can be up to 85%.

Terms and Conditions apply, including applicants being resident in the UK & aged 18+ and, if relevant, businesses being based in the UK. For full website terms including information on Cashplus, Mastercard and use of Trademarks, please see our full legal disclosures at https://www.cashplus.com/legal/. Credit facilities are provided by Advanced Payment Solutions Ltd (APS) and are subject to the AFL Cashplus e-money account being in good standing and applicants aged 18+. APS is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Registration No. 671140). ♦Calls to 03 numbers cost no more than a national rate call to a 01 or 02 number and will count towards inclusive minutes in the same way as 01 and 02 calls. Calls may be recorded. *The Cashplus Payments API can save at least 50% for corporate customers, lowering the average Faster Payment transaction fee from around 65p to 33p. Some 364m payroll payments[1] were processed in 2017, and 1.7bn Faster Payments[2]. [1] https://www.bacs.co.uk/documentlibrary/bacs_annual_processing_stats_2017.pdf [2] http://www.fasterpayments.org.uk/statistics